Karen Justak sat in disbelief as she listened to the Mayo Doctor deliver the diagnosis. A diagnosis that reaches out far beyond the patient. Mike is equally proud of his care giver as she is of him. "Caregivers are in a no win position. Expected to jump in and help the patient when needed but also experienced enough to lay back when the patient chooses to go it alone." husband Mike noted. Karen, a full time associate at Home Depot was able to add Mike to her health plan that enabled Mike to retire early. There is a 24 month wait to enroll in Medicare. Karen's opinion carries much weight when foundation planning is discussed.